Welcome,
HR Leader
What you're about to discover will save you hours every week and transform how employees see your department.
At Earn Mwachangu, we know how much weight rests on your shoulders. You’re not only managing policies and payroll, you’re also the first call when an employee is stressed about money. That pressure is real.

That's why we built Earn Mwachangu: a digital, payroll-integrated solution that makes life easier for you while improving financial freedom for your employees.
The Problem (HR Pain Points)
- Endless salary advance requests eating up your time.
- Complicated manual deductions that create errors and extra admin.
- Employees forced into predatory loans, leading to stress, absenteeism, and poor morale.
- Pressure on HR to “do something” about staff welfare without clear tools to help.
- Company cash flow affected.
Finally, Technology
That Works For You,
Not Against You
GOODBYE Manual Work,
HELLO Automation!
"Early Wage Access That Works for HR,
Not Against HR."
What HR Gets:
Less Work, Not More: No need calculating who owes what, the system does it for you.
Digital Payroll Feature: Every deduction is automated and reconsiled, no spreadsheets, no stress.
Zero Risk to Your Organisation: Funds are deducted automatically at month-end, you're never out of pocket.
Full Visibility: HR dashboard to track usage, generate reports, and maintain control.
Employee Welfare Boost: Staff level valued, motivated, and supported.


What Employees Get:
Access their earned wages anytime (school fess, emergencies, essentials).
Freedom from loan sharks and payday stress.
A benefit that builds loyalty and pride in their employer.
Access to Digital features that boosts convenience
100% Digital.
0% Paperwork.
Every Process, Digitized
Old Way (Your Current Reality)
- Employee fills advance request form
- Form goes to supervisor
- Supervisor signs and sends to HR
- HR checks and calculates
- HR reviews and calculates
- HR creates approval letter
- Accounting processes payment
- HR updates Excel tracker
- Manual end exception nightmares
Earn Mwachangu Way
- Employee clicks button on phone
- Pre-approved up to 50% of accrued
- Instant notification to dashboard
- System already calculated everything
- Employee gets instant SMS
- Money in employee's wallet already
- Dashboard auto-updates
- One click deduction report
Time Saved: 15+ hours per month
More Features You'll
Actually Use
Employee Self Service Portal
- Employees access 50% pre-approved net wage.
- Employees check eligibility themselves for long term loans
- Submit requests without coming to your office
- Track their own history
- Get help from our support (not yours!)
Smart Approval Workflows
- Set rules once, run forever
- Multi-tier approvals if needed
Bulk Operations
- Onboard 100+ employees at once
- Bulk upload employee data
- Batch processing everything
Protected on Every Level
For Your Organization
- No financial exposure
- No cash management
- No compliance risk
- Full audit compliance
- Insurance coverage included
For Your Employees
- No debt traps
- No hidden charges
- Privacy protected
- Fair access rules
- 24/7 support in local language
For You as HR
- No personal liability
- No manual errors possible
- Complete audit trail
- Management reporting automated
- Our team handles all issues
Go Live in a
few HOURS,
Not 5 Months
We Handle:
- All technical setup
- Employee onboarding
- Communication materials
- Training sessions
- Ongoing support
You Handle:
- Providing data needed
- Taking credit for the innovation
- Enjoying your simplified work life
Quick Views for Busy HR Leaders
Payroll Integration Demo
Earn Mwachangu HR Payroll Integration (1.48 min)
Corporate Dashboard Tour
Earn Mwachangu Corporate Dashboard and On-boarding An Employee (0.59 min)
Payroll HR Dashboard Tour
Earn Mwachangu HR Dashboard Quick View (0.27 min)
Month-End Process
From Access to Making Deductions - Complete Cycle (3.09 min)
You Didn't Become an HR Manager
to Process Forms
You came to develop people. To build culture. To drive strategy. Instead, you're drowning in advance requests and Excel sheets. Let technology handle the transactions. You handle the transformation.
Your employees need financial wellness. Your organization needs productivity. You need your time back. We deliver all three. Digitally. Automatically. Beautifully.